PLANNING AND
RENEWAL
Long-term planning is critical to co-op success. To successfully plan, a co-op needs to understand its property, its finances, its legal obligations, and its members’ requirements and goals. We can help! And our services are always evolving to better address co-op needs.
Planning Services
Long-term planning is essential for co-ops to succeed. CHF BC offers a variety of services to help members develop and implement plans.
Whether your co-op needs engineering studies, viability analyses, or a holistic financial plan, we can help. And if your co-op anticipates a need to borrow money or undertake a major capital project, we can help with that, too. Our program aims to make it easy for CHF BC member co-ops to access professional planning services and financing. We want to ensure that co-ops remain sustainable, thriving communities.
The video provides an overview of what we do, but our program continues to expand.
Getting Started
We have information on a lot of planning topics. Here are a few quick links to help you find what you're most interested in.
- Technical Reports (understanding building condition assessments and other reports)
- Asset Management principles (why the work is important and what it involves)
- Paying for Work (saving, borrowing and other possibilities)
- Major Project Coordination (involves many parties)
- Maintenance and More (you can minimize costs overall with strong maintenance)
- Maintenance Roles (everyone has a role to play)
- Sustainability and health (co-op buildings impact member health and welfare)
Funding for Studies
There are limited options for support from early 2026.
For a time, there were a few sources of funding for those co-ops that previously had operating agreements with Canada Mortgage and Housing Corporation (CMHC) — the majority in BC. Preservation Funding was an especially popular option.
However, over 2025 and into the start of 2026, new applications for these programs generally become unavailable.
The Team
In 2014, CHF BC began developing asset management plans for client co-ops. The team working on those plans has expanded over time. At present, there are five staff members working directly on planning with varied educational backgrounds and experience.
Collectively staff have experience with asset management planning, property management, accounting (CPA/CGA), administration, construction, and project management (PMP) in Canada and abroad.
Technical Reports
Good information is the foundation of a useful plan. Co-ops, just like strata corporations and non-profit societies, need to understand the current status of their buildings.
What does your co-op need to look after? What sort of timeframes are involved? What are the likely costs? Technical reports from engineers provide a start on the answers. The most common report is the building condition assessment (BCA) or depreciation report. We partner with engineers to offer these and other services.
Learn more about the technical reporting CHF BC can help you with.
Asset Management Plans
An engineering report is only the first step. Engineers know buildings, but they aren’t as well informed about co-op finances, governance or relationships with other organizations (which affect land tenure or subsidies, or anything else, really).
CHF BC can develop long-term asset management plans (AMP) based on data from engineers, but informed by member opinion and taking into account a co-op’s unique circumstances.
Learn how CHF BC can help your co-op develop an Asset Management Plan
Paying for Work
How will the co-op pay for keeping up its buildings? As part of our services, we’ll make recommendations on saving and borrowing (and grant opportunities, when available).
If analysis shows borrowing is part of the solution, we can help your co-op understand your financing options. Some co-ops also need to refinance existing debt independently of funding new capital projects. We can help with understanding your options there, too.
In some cases, co-ops may be eligible for financial assistance from government. Unfortunately, over 2025 and early 2026, most federal funding became inaccessible.
Major Project Coordination
At some point, major projects will lie in your co-op’s future and these need special care. CHF BC can offer help with obtaining appraisals, finding a professional project manager, and setting the stage for design and tendering work.
Professional project management is critical for larger projects (and required if a lender is involved). A good project manager can make all the difference, having the knowledge the co-op needs to best deal with the contractors who actually carry out the work.
Learn more about how CHF BC can help coordinate your major project
Maintenance & Post Planning
CHF BC recognizes the importance of regular and preventative maintenance.
For many co-ops, professional management will support maintenance efforts, and ensure that co-ops meet warranty obligations and follow operational and maintenance recommendations from AMPs (designed to optimize life cycle costs). CHF BC’s membership includes a number of management companies. Co-ops currently without management support might consider the services they offer. Annual planning and good record-keeping are both important for co-op viability.
Video Testimonials
Marigold Housing Co-operative's president, Jay Watts, talks about long-term planning, the co-op's work with CHF BC and how Vancity was able to assist with financing necessary roof work.
Marigold is the largest housing co‑operative on Vancouver Island. They have 86 two to four bedroom units housed in 13 buildings on three small private roads.