Back to top ^


The Co-operative Housing Interest Pool (CHIP) offers co-ops a way to save better. CHIP turns small individual co-op accounts into one large depositor, making them all eligible for higher interest rates. The larger the total amount on deposit, the higher the interest rate. 

CHIP offers your co-op:

  • Higher returns on your co-op’s accounts
  • Secure savings
  • Ease of management and regular monthly statements
  • Ready access to your co-op’s money
  • Support for the co-op sector

Currently over 159 co-ops have combined deposits of more than $157 million in CHIP through three participating credit unions: Vancity, CCEC Credit Union, and Coast Capital Savings.